• 2 days ago
Over half of older Americans say their debt has “held them back” in life, according to new research.

Conducted by Talker Research for National Debt Relief, a survey of 2,000 Gen X (55+) and baby boomer Americans explored how debt is affecting those who are close to or in retirement and found that 72% of respondents have accumulated debt, with over 50% reporting they are overwhelmed and fear they will never pay it off.

Credit card debt represented the most common source of debt (45%) for those polled. The average respondent reported having close to a $9,000 balance on their cards and paying $418 per month toward it.

Nearly one in three (30%) said they have mortgage debt — the average respondent’s total debt in that area was revealed to be nearly $72,000, with an average $797 monthly payment.

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