HDFC और Punjab & Sind Bank पर RBI ने लगाया भारी जुर्माना, क्या हो रही थी गड़बड़ी?

2 days ago

भारतीय रिजर्व बैंक (RBI) ने नो योर कस्टमर (KYC) दिशा-निर्देशों का पालन न करने के लिए HDFC बैंक पर ₹75 लाख का जुर्माना लगाया है। 24 मार्च, 2025 को जारी किए गए इस आदेश में RBI के निर्देशों के उल्लंघन के कारण विनियामक कार्रवाई पर प्रकाश डाला गया है। यह कदम बैंकिंग मानदंडों के सख्त पालन के महत्व पर जोर देता है।

#hdfcbank #rbi #punjabandsindhbank #bank #rbi #hdfcbank #kyc #bankingnews

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Transcript

00:00The biggest bank in the private sector, HDFC, has been fined Rs 75 lakhs by the Indian Reserve Bank, or RBI.

00:12This has been said by HDFC after some violations of the rules.

00:16And according to the statement issued by the RBI, this fine has been imposed due to violations of KYC guidelines.

00:26RBI has further stated that HDFC Bank has not categorized some customers on the basis of their low, medium and high.

00:35And apart from this, HDFC has issued many identification codes to some customers instead of giving unique customer identification, i.e. UCIC.

00:44On 31 March 2023 by the Reserve Bank of India, an inspection was also carried out on the basis of the financial situation of the bank.

00:52Apart from this, Rs 10 lakhs has been imposed on KLM Exiva Finvest by the RBI as a fine.

00:59This is a non-banking financial company and the fine has been imposed on it due to not following the related rules under RBI Directions 2023.

01:09The Reserve Bank of India stated in its statement that KLM Exiva Finvest announced a profit for the financial year 2023-2024.

01:17It could not even meet the minimum requirements in the financial year.

01:21In this way, Rs 68,20,000 fine has been imposed on the Punjab and Sindh Bank.

01:26It has not followed the rules related to the centralised repository created for big shared risk in the banks,

01:32reaching to the banking services and the basic savings bank savings account.

01:39RBI works as a regulatory for the banking system.

01:43It is the responsibility of RBI to follow the banking guidelines.

01:48However, this fine imposed on the banks by the RBI will have no effect on the services of the customers.

01:55RBI stated in its statement that the reason for imposing a fine on the Punjab and Sindh Bank is that

02:00by collecting the information of big loans given by the banks at one place,

02:05by following the rules related to the centralised repository created for the banks,

02:08reaching to the banking services and the basic savings bank savings account.

02:11That is, by not following the rules related to the BSBDA, Rs 68,20,000 fine has been imposed.

02:18Let me tell you that by imposing a fine on both the banks, it will not affect the customers.

02:24What is your opinion on this news?

02:26Give us your opinion in the comment box and keep watching Good Returns for such updates.

02:30Don't forget to like and subscribe to our channel.

HDFC और Punjab & Sind Bank पर RBI ने लगाया भारी जुर्माना, क्या हो रही थी गड़बड़ी? | GoodReturns

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