SGB बंद करने के बाद सरकार ने बंद की एक और Gold Scheme, आपके गोल्ड का क्या होगा? GoodReturns

2 days ago

SGB (Sovereign Gold Bond) के बाद सरकार ने बंद की एक Gold Scheme. (Gold Monetization Scheme)गोल्ड मॉनेटाइजेशन स्कीम यानी GMS की शुरुआत 15 सितंबर, 2015 को हुई थी. इस स्कीम के तहत व्यक्ति घर में बेकार पड़े सोने को डिपॉजिट कर सकता है. दरअसल, सरकार ने गोल्ड के आयात में कमी लाने के मकसद से यह स्कीम लॉन्च की थी. सरकार का मानना था कि लोग घरों में बेकार पड़े सोने को इस स्कीम में डिपॉजिट करेंगे, जिससे सोने का कम आयात करना पड़ेगा.

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Transcript

00:00If you are an investor in gold, then it is important for you to know that the central

00:08government started the scheme related to gold 115 months ago.

00:12After that, the government collected 31,164 kg of gold under the scheme.

00:17Now the scheme has been announced to be closed.

00:19According to the information given by the finance minister, the scheme will be closed

00:23from Wednesday.

00:24Now the biggest question is that which scheme of the central government has collected 31,164

00:31kg of gold and has now decided to close it.

00:34And why is the government going to close this scheme?

00:37What will happen to our lives if the scheme is closed?

00:41Let's find out in this video report.

00:43So the scheme that the government has closed is the gold monetization scheme.

00:47And this decision has been implemented since March 26.

00:50The finance ministry has issued a statement and given this information.

00:54It is important to note that this is the second scheme related to the government's gold

00:58that has been decided to close it.

01:00Before this, the government had locked the sovereign gold bond scheme, although no official

01:06announcement was made about it.

01:08But since February 2024, the government has not issued a new SGB request, which was considered

01:13that the government does not want to continue the scheme.

01:16Now let's talk about the scheme that has been closed today, what is the gold monetization

01:20scheme?

01:21The gold monetization scheme, i.e. the GMS, started on September 15, 2015.

01:27Under this scheme, a person can deposit useless gold at home.

01:32In fact, the government launched this scheme with the objective of reducing gold imports.

01:37And the government believed that people would deposit useless gold at home in the scheme,

01:42which would have to import less gold.

01:45In India, the annual output of gold is about 800 tons, while the annual production of gold

01:50in the country is only 1 ton, so the government has to import a lot of gold every year.

01:56Now what was the benefit of this scheme?

01:59So, on depositing gold in this scheme, the government issues a gold bond to the depositor.

02:04These bonds are of 5 grams, 10 grams, 50 grams, 100 grams.

02:07They mature in 5 to 7 years.

02:10The calculation of the interest rate on these bonds is based on the market price of gold

02:15while depositing gold.

02:16The government thought that those who deposit gold in this scheme will earn in the form

02:21of interest, which will show people's interest in depositing gold in this scheme.

02:26Now the next question is that you will not be able to deposit gold in this scheme, so

02:30you can still deposit useless gold at home in this scheme.

02:34The reason for this is that there were 3 options in the scheme and the government has closed

02:38only 2 options.

02:39The first option is the short-term bank deposit, which has a duration of 1 to 3 years.

02:44The second option is the medium-term government deposit, which has a period of 5 to 7 years.

02:49The third option is the long-term government deposit, which has a duration of 12 to 15 years.

02:54It is important to note that the government has only closed the medium-term and long-term

02:58government deposit.

02:59The short-term bank deposit, i.e. STBD, will continue, although the government has not

03:04put a stop to the short-term bank deposit, but it has left it to the banks to continue.

03:11This means that the bank can offer the scheme to the customers according to its needs.

03:16And if a bank feels that it does not need to continue the scheme, then it can also decide

03:22to close it.

03:23The reason for this is that the bank itself decides the interest rate of the short-term

03:27bank deposit scheme.

03:28The government decides the interest rate of the medium-term and long-term deposit.

03:33The interest rate of the medium-term bond is 2.25% and that of the long-term is 2.5%.

03:39So if you have deposited gold in this scheme, then what will happen to you?

03:43Those who deposit gold in this scheme do not need to worry.

03:47The money of the bond issued on the gold deposit will be returned to the depositors on maturity.

03:53Those depositors who want to take physical gold back will also get physical gold.

03:58Those who deposit will also get interest on their bond and if your bond has matured,

04:03then you can also redeem it.

04:05Those whose bonds are going to mature in the future will get their money on maturity.

04:10If the depositor wants to redeem his bonds related to this scheme before time, then he

04:15can also do this.

04:16He will have to pay some penalty according to the first principle.

04:20Now if we talk about how much gold the government had collected from this scheme, then through

04:25the gold monetization scheme, the government had collected approximately 31,164 kg of gold

04:30by November 2024.

04:31If we convert this volume to metric tons, then this is 31.164 metric tons, which is

04:36quite a lot.

04:37However, the amount of gold collected by the government was not as expected.

04:41In India, we have a lot of gold deposited.

04:43According to media reports, the volume of household gold in India is more than 21,000

04:48crore tons.

04:49This means that the amount of gold deposited under the gold monetization scheme is only

04:550.1484% of the household.

04:58So now the government has decided to close it.

05:01It can only continue for the short term, which will depend on the banks.

05:05If you have invested money in it, if you have monetized your gold in it, then you must

05:10tell us by commenting.

05:11If you have any questions, you can also ask us.

05:14How did you find the information?

05:15Comment and tell.

05:16If you are watching this video on Facebook, then like it on Facebook page.

05:19If you are watching on YouTube, then do not forget to subscribe to the YouTube channel

05:22of Goodreturns.

SGB बंद करने के बाद सरकार ने बंद की एक और Gold Scheme, आपके गोल्ड का क्या होगा? GoodReturns

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